Auto Loans

Get into the driver's seat of a great new or used vehicle with help from Michigan One Community Credit Union. We offer unbeatable rates and terms on both new and used vehicles, and our loan representatives strive to be your financial partner, getting you the best possible auto loan.  Make sure to ask your car dealer about financing from Michigan One.

Apply today for an Auto Loan

New Vehicle Loan Special

 

Features:

  • Available for new (untitled) vehicles
  • Finance cars, trucks, vans, and motorcycles
  • Credit life and disability insurance coverage available
  • GAP and Extended Warranty programs available
  • No prepayment penalties
  • Term length of 66 months only

*Your rate may be higher depending on your credit history, loan purpose, amount, term, or vehicle year.  *Rates and loan terms are based on creditworthiness.
*Rates subject to change without notice. *Some restrictions may apply. 

 

2.49%APR*

 

Vehicle Loans

 

Features:

  • Available for new and used vehicles
  • Finance cars, trucks, vans, and motorcycles
  • Credit life and disability insurance coverage available
  • GAP and Extended Warranty programs available
  • No prepayment penalties
  • Variety of term lengths

*Your rate may be higher depending on your credit history, loan purpose, amount, term, or vehicle year.  *Rates and loan terms are based on creditworthiness.
*Rates subject to change without notice. *Some restrictions may apply. 

Rates as low as

2.99%APR*

 

M1 Refinance Special

 
  • Up to 99 Months
  • Rate based on enrollment in Auto-Pay
  • Minimum payment $199

Restrictions apply - Refinance loan for payoff balance only -  Existing M1 loans are not eligible.

2.99%APR*

 

Recreational Loans

 

Features:

  • Available for new and used vehicles
  • Finance boats, travel trailers, fifth wheels, and heay duty equipment
  • Credit life and disability insurance coverage available
  • GAP and Extended Warranty programs available
  • No prepayment penalties
  • Variety of term lengths

*Your rate may be higher depending on your credit history, loan purpose, amount, term, or vehicle year.  *Rates and loan terms are based on creditworthiness.
*Rates subject to change without notice. *Some restrictions may apply. 

Rates as low as

2.99%APR*

 

Other Recreational Loans

 
  • Available for new and used vehicles
  • Finance ATV's, UTV's, snowmobiles, lawn tractors, and hauler tailers
  • Credit life and disability insurance coverage available
  • GAP and Extended Warranty programs available
  • No prepayment penalties
  • Variety of term lengths

*Your rate may be higher depending on your credit history, loan purpose, amount, term, or vehicle year.  *Rates and loan terms are based on creditworthiness.
*Rates subject to change without notice. *Some restrictions may apply. 

Rates as low as

4.99%APR*

*Your rate may be higher depending on your credit history, loan purpose, amount, term, or vehicle year. 
*Rates and loan terms are based on creditworthiness
*Rates subject to change without notice.
*Some restrictions may apply. 

Ask about 90 Day Payment Delay, Pay.My.Loan Debt Protection, GAP, and Extended Warranty and other great benefits of having a vehicle loan with Your M1!

Contact Us or Apply Online

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