All M1 Offices will be closed on Monday, January 19th in observance of Martin Luther King Jr. Day.

Go to main content Michigan One Community Credit Union

iTeller Login

MessagePay

With MessagePay, members with existing loans will receive text message alerts 5 days before their payment due date. Stay on track and never miss a payment again!

Fast. Simple. On Time

Avoid late fees with M1 MessagePay - a quick and convenient payment tool designed for those moments when time is tight. Whether you're on the go or need a fast way to pay, M1 MessagePay allows you to make secure payments directly from a link sent via text or email.

Make A Payment With M1 MessagePay 

Smiling woman using smartphone for fast and secure Message Pay transaction on the go.

 

Fast, Secure, and Flexible 

  • Pay by Link Anytime: M1 MessagePay makes mobile payments effortless. With just a tap on a secure link, you can pay your loan using any external bank account - no app downloads or logins required. It’s the perfect solution when you need to make a last-minute payment. 
  • Safe and Secure: Your information is protected. M1 MessagePay utilizes encrypted technology to ensure that every transaction is secure and your data remains private.
  • Flexible Payment Options: Make payments from your checking account, savings account, or debit card—whichever works best for you.
  • Smart, Cost-Effective Convenience: For just a $5.99 convenience fee, M1 MessagePay helps you avoid a late fee - saving you money and keeping your account in good standing. It’s a small step that makes a big difference in managing your finances

Step-by-step Message Pay setup instructions displayed on smartphone screen for easy mobile payment activation.