Loan Rates - Michigan One Credit Union

All M1 Lobbies Are Opening May 29th

We are very much looking forward to having members back in the lobbies. The M1 Lobby Experience will be slightly different than when you were last here. We have taken the necessary precautions to ensure the safety of our staff and members.

When you come into an M1 Office, there will be:

Signage requiring face coverings and social distancing
Social distancing markers on the floors
Enter and Exit queue lines
Sneeze guards at all stations and desks
A limit on the number of members in an office at one time, so please observe the availability of a social distancing marker before entering.
We also ask that only one member per transaction comes into the lobby; family, friends, and children should not accompany you.
Most importantly, we ask that anyone who may be experiencing COVID symptoms to not enter an office and please use the drive-thru.

We appreciate your patience during this time and thank you for helping keep all M1 members safe.

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Loan Rates

Vehicle Loans Personal Loans Home Loans Financial Calculator

Vehicle Loans

Effective Date: Saturday, May 30th, 2020

Description	APR as low as*
Refy Special	2.99%
New Vehicles	2.49%
Used Vehicles	2.99%
Boats, RV's, Motorcycles	2.99%
ATV's, UTV's, Snowmobile's	5.99%
Your rate may be higher depending on your credit history, loan purpose, amount, and/or term. Rates and loan terms are based on creditworthiness. Rates subject to change without notice. Some restrictions may apply

Other Loans

Effective Date: 03/14/19

Name	APR as low as*
Share Secured	3.99%
Personal Loans ($5,000 or less, up to 60 months)	9.24%
Personal Loans (Over $5,000, up to 60 months)	8.24%
Cashline	13.00%
MPower Credit Card	9.90%
CURewards Credit Card	12.90%
Your rate may be higher depending on your credit history, loan purpose, amount, and/or term. Rates and loan terms are based on creditworthiness. Rates subject to change without notice. Some restrictions may apply

Mortgage Loans

Effective Date: Saturday, May 30th, 2020

Description
Click here for Today's Mortgage Rates
Your rate may be higher depending on your credit history, loan purpose, amount, and/or term. Rates and loan terms are based on creditworthiness. Rates subject to change without notice. Some restrictions may apply

Home Loans

Effective Date: Saturday, May 30th, 2020

Name	APR as low as*	Term
HomeLine	2.89%	Flexible
HomeFix	3.99%	Flexible
Your rate may be higher depending on your credit history, loan purpose, amount, and/or term. Rates and loan terms are based on creditworthiness. Rates subject to change without notice. Some restrictions may apply

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