M1 e.Services Privacy Notices
The Michigan One Community Credit Union Web Site is available for you dependent upon your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Michigan One Community Credit Union Web Site establishes your consent to all such terms, conditions, and notices.
Restrictions to Prohibited or Unlawful Use:
You are restricted from using the Michigan One Community Credit Union Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You are prohibited from using the Michigan One Community Credit Union Site/Services in any manner which could impair, incapacitate, overload, or damage any Michigan One Community Credit Union Site/Service(s) (or the network(s) connected to any Michigan One Community Credit Union Site/Service(s)) or interfere with any other party’s use and benefit of any Michigan One Community Credit Union Site/Service(s). You are prohibited from attempting to gain unauthorized access to any Michigan One Community Credit Union Site/Service, other accounts, computer systems or networks connected to any Michigan One Community Credit Union Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Michigan One Community Credit Union Sites/Services.
Commercial Use Restriction:
Unless otherwise specified, the Michigan One Community Credit Union Site cannot be used for commercial use and is for your personal and non-commercial use. You may not transfer, change, reproduce, replicate, distribute, transmit, display, perform, publish, license, or monetize any information, software, products or services obtained from the Michigan One Community Credit Union site.
Links to 3rd Party Sites:
Michigan One Community Credit Union reserves the right to discontinue your access to the Michigan One Community Credit Union Site/Services and the related services or any portion thereof at any time, without notice. Michigan One Community Credit Union may also discontinue or suspend your access to Michigan One Community Credit Union Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Michigan One Community Credit Union. Upon termination of the Michigan One Community Credit Union Site/Service, your right to use the Michigan One Community Credit Union Site/Service immediately ceases. Michigan One Community Credit Union shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.
Michigan One Community Credit Union has the right to update the terms, conditions, and notices under which the Michigan One Community Credit Union Site/Services are offered. You are responsible for periodically reviewing these terms and conditions and additional terms. Your ongoing use of the Michigan One Community Credit Union Site/Services establishes your consent to all such terms, conditions, and notices.
i.Teller session cookies are used to verify the IP address of your computer, in order to retrieve your Multifactor Authentication information, so you do not have to re-enter your User ID and Password for every transaction. If you received a message about enabling cookies on Internet Banking, please refer to your browser's (Internet Explorer, Chrome, etc.) help menu.
Cookies do lots of different jobs, like letting you navigate between pages efficiently and remembering your preferences, and generally improve the user experience. They can also help to ensure that advertisements you see online are more relevant to you and your interests.
Pixel tags are small, invisible images on a webpage or other document that allow us to set, read and modify cookies. When you visit a website, the pixel tag helps us better understand how you interact with our website by observing which pages you visited.
We use analytics tools and other third party technologies to collect non-personal information in the form of various usage and user metrics when you use our site or online services. These tools and technologies collect and analyze certain types of information, including cookies, IP addresses, device and software identifiers, referring and exit URLs, onsite behavior and usage information, features use metrics and statistics, usage and purchase history, MAC Address, mobile unique device ID, and other similar information.
The third party analytics companies who collect information on the Site and/or other online products and/or services may combine the information collected with other information they have independently collected from other websites and/or other online or mobile products and services relating to your activities across their network of websites as well as online and/or mobile products and services. Many of these companies collect and use information under their own privacy policies.
Opting out and your privacy rights
To learn more about or opt-out of interest-based advertising, please visit the industry opt-out pages operated by the Network Advertising Initiative and by the Digital Advertising Alliance To obtain more information and/or to opt-out of personalized advertising for Google and its partners sites, use the following link: http://adssettings.google.com. Please note, even if you opt-out of interest based advertising, you may still see other kinds of non-interest based advertising from us.
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).