Loan Enhancements

Taking out a loan is a big decision. Maybe you’ll use the money for something fun, like a flashy new car, or maybe you need to borrow for something very necessary, like a new furnace. In any case, here are some of the loan enhancements that our happiest members use.


Peace of Mind Loan Debt Protection

An unexpected job loss, death or disability could prevent you from making loan payments. Pay.My.Loan can help by canceling all or part of your protected loan payment or balance, should a protected life event occur. Pay.My.Loan has easy eligibility requirements and can be added to any M1 consumer loan, credit card, or Home Equity loan at any time! Call one of our Loan reps today!

GAP - Guaranteed Auto Protection

Protect Your Auto Purchase

Our Guaranteed Auto Protection (GAP) Waiver combined with Auto Deductible Reimbursement is the ultimate protection you need! The amount you owe on your vehicle and the amount it is worth usually are very different: GAP helps you cover that difference. In addition, our ADR will reimburse your insurance deductible. Ask our Loan Reps for more details and to learn about our very afforadable rates!

GAP is available on automobiles, vans, light trucks, motorcycles, boats, travel trailers, motor homes, golf carts, jet skis, snowmobiles, and almost any other vehicle.

Click here for a quick overview of our program. View additional information here

Extended Warranty

Our Extended Warranty program has you covered

Our Extended Warranty product is designed to keep your vehicle on the road! Affordable premiums, no deductible, and any vehicle is eligible for coverage. All of our plans come with Rental Car Allowance and 24/7/365 Emergency Roadside Service for when the unexpected happens! Ask your Loan Rep today for more details and to learn about our exceptionally low rates!

Click here for a quick overview of our program.

90 Day 1st Pay Delay

Postpone your first loan payment for up to 90 days!

Get your loan today, wait 3 months to make your first payment!

Skip A Payment

Want some extra cash around the Holidays?

Take advantage of our Skip-A-Pay Program and skip your December loan payment.

Need Auto Insurance Coverage?

TruStage® Auto & Home Insurance Program

You trust your credit union to make products and services available to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.

Working with carefully selected insurance companies, these programs can provide discounted rates designed for credit union members, online services, and 24/7 claims service.

If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your Free Quote today or call 1-855-483-2149.

TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC, P.O. Box 61, Waverly, IA 50677-0061, and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2020

Questions about everything we offer?

Contact Us or Schedule an Appointment

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