Get more from your home’s equity
For a limited time, get a 5.29% APR fixed rate until January 1, 2028 with a new HomeLine HELOC of $25,000 or more or by increasing your existing HomeLine by $25,000 or more. Borrow what you need, when you need it, and keep your payments predictable through the end of the year.
What is HomeLine?
The HomeLine Home Equity Line of Credit gives you flexible, revolving access to your home’s equity for ongoing or unexpected expenses. For a short time, you can lock in a low fixed rate until January 1, 2028 on qualifying new or increased HomeLines.
Use your funds your way
Whether it’s renovations, debt consolidation, tuition, or emergencies, your HomeLine is ready whenever you need it.
Flexible access to cash
Borrow, repay, and borrow again with a revolving line of credit that stays open for future needs.
Predictable monthly payments
Enjoy a fixed 5.29% APR until January 1, 2028, so you can plan ahead with confidence.
How it works:
Getting started with your HomeLine is simple. Apply once, then enjoy ongoing access to your funds whenever you need them.
- Apply online in minutes
- Get approved quickly
- Access funds anytime
Frequently asked questions
What is a HomeLine HELOC??
A HomeLine HELOC is a revolving line of credit that lets you borrow against your home’s equity as needed. You only pay interest on what you use.
Can I increase my existing HomeLine??
Yes. If you already have a HomeLine, you can increase your credit limit by $25,000 or more to take advantage of the same fixed rate.
Who qualifies for this promotion??
New or existing HomeLine accounts of $25,000 or more, on primary residences only, qualify for the 5.29% fixed rate until January 1, 2028.
How do I apply??
Apply securely online through Michigan One’s digital application portal—it only takes a few minutes.
Locations
Serving members across Michigan, with branches in Ionia, Carson City, Greenville, and Alma. Stop by your local branch for help with your application or to learn more.
Lock in this low rate
This fixed rate ends soon. Apply now to lock in 5.29% APR and get the flexibility your home’s equity deserves.
