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October 2017

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The Equifax Breach: What you Need to Know

At Michigan One Community Credit Union, we take the financial safety of our members very seriously.  Recently, Equifax, one of the nation's three major credit reporting agencies, reported they had experienced a significant data breach where the names, addresses, and Social Security Numbers of up to 143 million people were compromised.

Equifax has created a website in which people can see whether they might have been impacted by this breach and to sign up for a free year of credit monitoring services. Please review the program specifications and disclosures thoroughly to ensure you understand the terms and conditions of the services offered:
 

https://www.equifaxsecurity2017.com/enroll/

To learn more about the breach, visit Equifax's website or call the Equifax dedicated Customer Call Center at 866-447-7559.

Additional Safety Measures:

  • You are entitled to one free credit report each year from each of the credit reporting agencies (Equifax, Experian, and TransUnion). Visit www.annualcreditreport.com  and request a credit report now and review it thoroughly. Set an alarm or calendar notification/reminder reminding you to request a report every four months.
  • Closely monitor your credit union and credit card statements. Paying close attention to your accounts is one of the best ways to be aware if anything is amiss. If you suspect your credit cards have been compromised, contact your credit provider or Michigan One, and request a new number and new cards.
  • Be cautious of scammers. No credit union or bank will ever call you and ask you for your credit card number or Social Security Number, so be wary of any telephone solicitation advising you that you've been a part of the breach and offering to sell you credit monitoring services. When in doubt, hang up the phone.

Michigan One values your membership and remains dedicated to your safety. If you have any questions, or if we can be of assistance, please contact us by email at tellerdept@M1ccu.org, or by calling 616-527-3900.

Equal Housing Lender National Credit Union Administration