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Other Important Information about your M1 Debit Chip Card

If a merchant isn’t using a chip-enabled terminal yet … you will ‘swipe’ your card to make your purchase, just as you do today. Chip cards will continue to have the magnetic stripe on the back, allowing them to work in regular terminals.

Making purchases online or by phone doesn’t change … just provide your card information as you have done in the past.

At an ATM … Insert your card into the terminal and follow the instructions on the screen. Depending on the type of ATM, you might be prompted to reinsert your card. Leave the card in the ATM until the transaction is complete and
the card is released, and then remove your card. A PIN is needed for ATM transactions.

Chip Cards Are Easy To Use

  1. Start the pament process by swiping your card, just as you do today. If the terminal is chipenabled, you’ll be prompted to insert your card. Insert your card, face up and chip end into the chip-enabled terminal.
  2. Leave the card in the terminal during the entire transaction.
  3. Follow the instructions on the screen and either sign your name or enter your PIN as needed. Be sure to remove your card and take your receipt when the transaction is complete.

Your M1 Debit Chip Card still has UCHOOSE Debit Card Rewards! Click for more information on our UCHOOSE Rewards program.

Equal Housing Lender National Credit Union Administration