This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Quick Links

Deposit Rates

Savings

All Shares
Effective Date: 11/28/17
Interest Rate TiersDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance to Avoid Fee
$100 - $9,999 0.10% 0.10% $5.00 $100.00 $0.00
$10,000 & over 0.25% 0.25% $5.00 $100.00 $0.00

IRA Savings
Effective Date: 11/28/17
Interest Rate TiersDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance to Avoid Fee
$100 - $24,999 0.40% 0.40% $5.00 $100.00 $0.00
$25,000 & over 0.50% 0.50% $5.00 $100.00 $0.00



Checking

careFree
Effective Date: 11/28/17
Interest Rate TiersDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance to Avoid Fee
$0.00 0.00% 0.00% $50.00 $0.00 $0.00

careFull
Effective Date: 11/28/17
Interest Rate TiersDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance to Avoid Fee
$500 and over 0.05% 0.05% $50.00 $500.00 $0.00

carePlus & Business Interest
Effective Date: 11/28/17
Interest Rate TiersDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance to Avoid Fee
$1500 - $9,999 0.10% 0.10% $50.00 $1,500.00 $1,500.00
$10,000 & over 0.25% 0.25% $50.00 $1,500.00 $1,500.00

Money Market Manager
Effective Date: 11/28/17
Interest Rate TiersDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance to Avoid Fee
$1000 - $9,999 0.10% 0.10% $1,000.00 $1,000.00 $1,000.00
$10,000-24,999 0.25% 0.25% $1,000.00 $1,000.00 $1,000.00
$25,000-$49,999 0.50% 0.50% $1,000.00 $1,000.00 $1,000.00
$50,000-$99,999 0.60% 0.60% $1,000.00 $1,000.00 $1,000.00
$100,000 & over 0.70% 0.70% $1,000.00 $1,000.00 $1,000.00



Your prospective dividend rate and annual percentage yield will equal the highest rate tier matching your daily balance and will be paid on the entire balance in your account. The dividend period is monthly. The dividend rate and annual percentage yield may change every month as determined by your board of directors.


Certificate of Deposit and IRA Certificate of Deposit

Special Certificate of Deposit
Effective Date: 11/28/17
Minimum Balance $10,000
Length of MaturityMinimum Opening BalanceDividend Rate (as APR)Annual Percentage Yield
12 months $10,000.00 1.20% 1.21%
18 months $10,000.00 1.80% 1.81%
30 months $10,000.00 2.00% 2.02%

Certificate of Deposit and IRA Certificate of Deposit
Effective Date: 11/28/17
Length of MaturityMinimum Opening BalanceDividend Rate (as APR)Annual Percentage Yield
6 months $500.00 0.10% 0.10%
12 months $500.00 0.70% 0.70%
18 months $500.00 0.80% 0.80%
24 months $500.00 1.10% 1.10%
30 months $500.00 1.20% 1.21%
36 months $500.00 1.60% 1.61%
48 months $500.00 1.70% 1.71%
60 months $500.00 2.20% 2.22%

The dividend rates and annual percentage yields were current as of the effective date above. Please call for current yields. Dividends are paid on your daily balance and the dividend period is monthly. Fees may lower earnings, additional information can be found in our Truth in Savings account disclosure and Fee Schedule.


 
Member Deposits Only!
Michigan One Community Credit Union accepts member deposits only, and does not accept institutional or broker deposits.

Equal Housing Lender National Credit Union Administration