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Deposit Rates

Savings

Savings (Including Secondary & Xmas Club)
Effective Date: 05/10/17
BalanceDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance
$100 - $9,999 0.10% 0.10% $5.00 $100.00 $5
$10,000 & over 0.25% 0.25% $5.00 $100.00 $5

BestChecking
Effective Date: 05/10/17
BalanceDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance
$500 - $9,999 0.10% 0.10% $50.00 $500.00 $0
$10,000 & over 0.25% 0.25% $50.00 $500.00 $0

IRA Savings
Effective Date: 05/10/17
BalanceDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance
$100 - $24,999 0.40% 0.40% $5.00 $100.00 $5
$25,000 & over 0.50% 0.50% $5.00 $100.00 $5



MoneyMarketManager
Effective Date: 05/10/17
BalanceDividend Rate (as APR)Annual Percentage YieldMinimum Opening BalanceMin. Balance to Earn DividendMinimum Balance
$1,000 - $9,999 0.10% 0.10% $1,000.00 $1,000.00 $1,000
$10,000 - $24,999 0.25% 0.25% $1,000.00 $1,000.00 $1,000
$25,000 - $49,999 0.50% 0.50% $1,000.00 $1,000.00 $1,000
$50,000 - $99,999 0.60% 0.60% $1,000.00 $1,000.00 $1,000
$100,000 & over 0.70% 0.70% $1,000.00 $1,000.00 $1,000

Your prospective dividend rate and annual percentage yield will equal the highest rate tier matching your daily balance and will be paid on the entire balance in your account. The dividend period is monthly. The dividend rate and annual percentage yield may change every month as determined by your board of directors.


Certificate of Deposit and IRA Certificate of Deposit

Special Certificate of Deposit
Effective Date: 05/10/17
Minimum Balance $10,000
Length of MaturityDividend Rate (as APR)Annual Percentage Yield
12 months 1.10% 1.10%
18 months 1.35% 1.36%
30 months 1.50% 1.51%
48 months 2.00% 2.02%

Certificate of Deposit and IRA Certificate of Deposit
Effective Date: 05/10/17
Length of MaturityDividend Rate (as APR)Annual Percentage Yield
6 months 0.10% 0.10%
12 months 0.65% 0.65%
18 months 0.75% 0.75%
24 months 0.95% 0.95%
30 months 1.10% 1.10%
36 months 1.50% 1.51%
48 months 1.60% 1.61%
60 months 2.10% 2.12%

The dividend rates and annual percentage yields were current as of the effective date above. Please call for current yields. Dividends are paid on your daily balance and the dividend period is monthly. Additional information can be found in our Truth in Savings account disclosure and Fee Schedule.


 
Member Deposits Only!
Michigan One Community Credit Union accepts member deposits only, and does not accept institutional or broker deposits.

Equal Housing Lender National Credit Union Administration