Better than ordinary checking accounts, an M1 BestChecking Account offer features you won't find at most financial institutions. Our BestChecking Account yields are even tiered to reward higher balances!
Stop in to open a checking account at Michigan One Community Credit Union today!
In many of our electronic services, such as i.Teller, M1.Mobile and 24-Hour Teller, you will see or hear the term "Available Balance."
Available Balance = Current Ledger Balance + Overdraft Privilege Funds - Pending Authorization Holds
Up to $628 of Overdraft Privilege Funds will be included if you have opted in for the OP service. The OP fee of $28 is subtracted at the time of overdraft.