EVERY NEW PERSONAL CHECKING ACCOUNT INCLUDES:
A FREE account for everyone with no minimum balance and no monthly service charge.
A perfect account for members 50 and over or those with direct deposit! careFULL checking includes two FREE boxes of M1 personalized checks per year, competitive interest, no minimum balance and no monthly service charge.
An account for those interested in higher interest! carePLUS Checking includes two FREE boxes of M1 personalized checks per year, higher interest rate with higher balances, competitive interest if balance falls below $1,500. Only $8 monthly charge if minimum balance falls below $1,500.
Checking Perfect for most businesses! careFREE Business Checking includes 1,000 FREE monthly transaction items, no minimum balance, no monthly service charge, and up to $10,000 currency deposited per month.
Checking Designed for businesses with higher balances! FREE Business Interest Checking includes 1,000 FREE monthly transaction items, competitive interest, only $1,500 minimum balance to avoid a low monthly fee of $8, and up to $10,000 currency deposited per month FREE.
Stop in to open a checking account at Michigan One Community Credit Union today!
In many of our electronic services, such as i.Teller, M1.Mobile and 24-Hour Teller, you will see or hear the term "Available Balance."
Available Balance = Current Ledger Balance + Overdraft Privilege Funds - Pending Authorization Holds
Your checking account's Available Balance may include up to $828 (if you have direct deposit) or $628 (if you do not have direct deposit) of the unused portion of Overdraft Privilege. OP funds can be used for Visa Debit Card purchases if you have opted in.The OP fee of $28 is subtracted at the time of overdraft.