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A Checking Account that's Perfect for You

Better than ordinary checking accounts, an M1 BestChecking Account offer features you won't find at most financial institutions. Our BestChecking Account yields are even tiered to reward higher balances!

  • No minimum balance.
  • No monthly service charge.
  • No per check charge.
  • Interest compounds monthly.
  • Monthly statements via snail mail or convenient e.Statements.
  • Overdraft Protection with a line of credit or automatic transfers from another account.
  • Overdraft Privilege to help you in a pinch. 
  • Visa Debit Card.
  • 50 Is Nifty!  Get two free boxes of checks per year if you are 50 or better and use Net-Check direct deposit.

Stop in to open a checking account at Michigan One Community Credit Union today!


In many of our electronic services, such as i.Teller, M1.Mobile and 24-Hour Teller, you will see or hear the term "Available Balance."

Available Balance = Current Ledger Balance + Overdraft Privilege Funds - Pending Authorization Holds

Up to $628 of Overdraft Privilege Funds will be included if you have opted in for the OP service.  The OP fee of $28 is subtracted at the time of overdraft.

Equal Housing Lender National Credit Union Administration